KHATAMOV , Kobil. IMPROVING FINANCIAL INSTRUMENT AUDITS IN COMMERCIAL BANKS: https://doi.org/10.5281/zenodo.14747844. Journal of Contemporary World Studies, [S. l.], v. 3, n. 1, p. 136–141, 2025. Disponível em: https://bestjournalup.com/index.php/jcws/article/view/1087.. Acesso em: 16 jun. 2025.