Khatamov , Kobil. “IMPROVING FINANCIAL INSTRUMENT AUDITS IN COMMERCIAL BANKS: Https: doi.org 10.5281 Zenodo.14747844”. Journal of Contemporary World Studies 3, no. 1 (January 27, 2025): 136–141. Accessed January 30, 2025. https://bestjournalup.com/index.php/jcws/article/view/1087.