Otashev , J. TOVAR-MODDIY ZAXIRALARINI HISOBGA OLISH. QAYTARIB BO’LMAYDIGAN QARZLAR VA DEBITORLIK QARZLARINI HISOBGA OLISH: Https: doi.org 10.5281 Zenodo.15692513. Journal of International science networks 2025, 1 (5), 124-129.