Science technology&Digital finance (ISSN:2992-9199) is an scientific journal published monthly in electronic form. The journal is open to all young researchers, students, masters, professors and doctoral students, as well as staff of secondary schools. The main purpose of the journal is to acquaint researchers around the world with modern ideas, to revitalize their scientific activities, to increase their scientific prestige and potential, to increase their participation in various innovative researches, to increase the scientific and practical significance of research and disseminate it to the general public. The journal Science technology&Digital finance is indexed in about 5 international databases and articles are accepted in the following areas: Scientific technologies Economy Finance Mathematical analysis Technical sciences Pedagogical technologies All manuscripts must be prepared in Uzbek, English, Russian languages ​​and must be thoroughly reviewed. Publication period: Monthly Publisher: "Fast support and result" LLC Published: From 2023
DEVELOPMENT OF INVESTMENT ACTIVITY IN THE TECHNOLOGY SECTOR IN UZBEKISTAN
This article analyzes the current state of investment activity in the field of technology in the Republic of Uzbekistan, existing problems and prospects for its development. The article highlights the priorities of ensuring economic growth by introducing technological innovations and attracting foreign investment. Proposals and recommendations have also been developed to improve the investment climate in the country, develop digital technologies and improve financing mechanisms for innovative projects. The results of the study are of practical importance for ensuring sustainable investment development in the technological sector of Uzbekistan.
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This article discusses in detail the basic principles and concepts of child psychology, the processes of mental and physical development of a child at different age stages. The article analyzes the emotional state of a child, social relationships, as well as his interaction with the environment from a psychological perspective. The role of child psychology in the process of education and upbringing, its importance in the formation of pedagogical approaches taking into account the individual characteristics of the child, is indicated. The article also highlights psychological factors in the child's self-awareness, development of abilities and the formation of social skills.
AUTOMATION OF TAX INCENTIVES: OPPORTUNITIES AND EFFICIENCY
This article examines the theoretical foundations, international practices, and potential application of tax incentive automation in Uzbekistan. The study highlights how digitalization of tax benefits can simplify tax administration, minimize human intervention, and reduce corruption risks. The findings suggest that automation not only ensures transparency and fairness but also strengthens taxpayer rights and contributes to overall economic efficiency. Practical recommendations for the gradual implementation of tax incentive automation in Uzbekistan are provided.
Tax incentives, Automation, Digital economy, Artificial intelligence (AI), Blockchain, Tax administration, E-government, Transparency, Corruption prevention, Uzbekistan
THE IMPORTANCE OF SPIN-OFF ENTERPRISES IN THE HIGHER EDUCATION SYSTEM
This research is aimed at studying the role, economic and social impact of spin-off enterprises in the higher education system, their development mechanisms and opportunities and obstacles in the conditions of Uzbekistan. The study was based on the IMRAD model. Theoretical literature, international experiments and the activities of higher educational institutions of Uzbekistan were analyzed. The results showed that spin-off enterprises turn universities into an innovative ecosystem Center, a key mechanism in commercializing scientific results. At the same time, a number of issues have been identified as important, such as strengthening the legal and regulatory framework, development of venture capital and mentoring systems.
spin-off, higher education, innovation, commercialization, university
INCREASING THE ECONOMIC ACTIVITY OF WOMEN IN THE LABOR MARKET OF THE REPUBLIC OF UZBEKISTAN
This article identifies various mechanisms of state regulation of women's employment, measures and means of state regulation of their employment, as well as offers recommendations to increase the effective employment of women, based on the real needs of the economy.
women's employment, unemployment, labor supply and demand, social mechanisms, remote labor, entrepreneurship
FOREIGN EXPERIENCES IN INCREASING THE EFFICIENCY OF INVESTMENT USE AND THEIR POTENTIAL USE IN UZBEKISTAN
In this article, the experiences of foreign countries in improving the efficiency of investment use in the context of economic growth were studied, the conditions created for attracting investments were studied and the state of use of investments involved in the economy was studied, and a practical proposal was developed to identify existing problems.
economic growth, foreign investment, Territorial Development, Investment Management, Investment Resources, investment efficiency
THE MAIN CRITERIA FOR THE EFFECTIVE USE OF RESOURCE POTENTIAL IN ENSURING NATIONAL COMPETITIVENESS
This article analyzes the economic and environmental criteria for the effective use of resource potential in increasing national competitiveness in the economy of Uzbekistan. Full mobilization of resource capacity is seen as an important factor in ensuring competitiveness by reducing production costs, lowering product cost, and increasing utility. Advanced methods of assessing resource utilization based on theoretical approaches by the author, Porter, Kaplan, and prominent scientists such as Norton, Barney, Drucker, Elkington, have been studied. The article also covers the existing practices on the use of resources in Uzbekistan and strategic approaches based on innovative technologies. The focus is on criteria such as resource conservation, sustainable management, economic efficiency, environmental compliance, and the introduction of innovative technologies. These approaches will serve to ensure Uzbekistan's sustainable economic growth and competitiveness in the global market.
Resource potential, efficient use, economic efficiency, environmental compliance, sustainable management, innovative technologies, competitiveness, resource saving, strategic development, production costs, economy of Uzbekistan
THE SECOND SCIENTIFIC AND TECHNICAL REVOLUTION AND THE DEVELOPMENT OF GLOBAL PRODUCTION FORCES
In this work, the essence of the second scientific and technological revolution, its impact on the development of world production forces and its role in the process of technological renewal of the industry are highlighted. The study analyzed scientific discoveries of the late 19th and early 20th centuries, advances in new energy sources, automation, chemistry, and electrical engineering, revealing their impact on productivity and the international division of Labor.
Second scientific and technological revolution, technological progress, industrialization, energy sources, automation
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FORMATION AND DEVELOPMENT STAGES OF THE BANKING SYSTEM OF UZBEKISTAN: THE ROLE OF THE CENTRAL BANK AND COMMERCIAL BANKS IN ECONOMIC PROCESSES
The following article covers the structure of the banking system of the Republic of Uzbekistan, in particular the two – tier banking system-the functions of the central bank and commercial banks, the stages of historical development and its role in the economy. From the years of independence, banking reforms, the establishment of national currency circulation, the introduction of modern financial services and digitization processes are analyzed.
banking system, Central Bank, commercial banks, monetary policy
DIRECTIONS FOR DEVELOPING INNOVATIVE ENTREPRENEURSHIP TO INCREASE POPULATION INCOME
This article analyzes the issues of development of innovative entrepreneurship as an important means of sustainable increase of income of the population. The role of innovative entrepreneurship in economic growth, its impact on socio-economic stability and Current Directions are covered on a scientific basis. Also, in the conditions of Uzbekistan, the possibilities of increasing income on the basis of innovative ideas were discussed.
Innovation entrepreneurship, population income, economic growth, innovation infrastructure, startup, new jobs, digital economy
MONETARY SYSTEM OF THE REPUBLIC OF UZBEKISTAN AND ITS ELEMENTS
This article covers the modern monetary system of the Republic of Uzbekistan and its main structural elements. The monetary system is an integral part of the economy of any state, in which such aspects as the circulation, emission, exchange rate of the national currency, cash and non-cash settlements, international payments, as well as the balance of supply and demand for money occupy an important place. When Uzbekistan gained independence, it began to pursue an independent monetary policy through the introduction of the national currency, the sum. The article also analyzes the role of the central bank in controlling the money supply, ways to ensure the stability of the national currency, the importance of anti-inflation measures.
monetary system, national currency, som, central bank, money supply, exchange rate, emission, inflation
In this research, the role of competition in the economic process, its main manifestations and the role of support measures carried out by the state are analyzed in detail. In particular, the main areas of development of the competitive environment, its impact on Business Development and socio-economic well-being are studied in depth. Today, competition is also of critical strategic importance in the integration of the national economy into the global market.
competition, market economy, monopoly, oligopoly
TAX POLICY OF UZBEKISTAN AND ITS IMPROVEMENT
This article will study Uzbekistan's Tax Policy and highlight its main components, in particular, income tax from legal entities and individuals, Value Added Tax (VAT), excise tax. It examines, along with problems such as complexity, tax evasion and limited digitization, the progress made in recent years in terms of the formation of income and the expansion of the tax base. The article proposed several recommendations for improving tax policies, including streamlining regulation, investing in digital tax administration, increasing transparency, and attractive incentives for Foreign Direct Investment (FDI). Ultimately, it emphasizes the importance of an effective and equitable tax system in supporting Uzbekistan's Economic Development Goals.
tax policy, Uzbekistan, income tax from legal entities, income tax from individuals, Value-Added Tax, VAT, excise tax, income generation
VEHICLE DETECTION AND CALCULATION IN VIDEOS FROM VIDEO SURVEILLANCE TOOLS USING THE YOLOV8 LIBRARY IN THE PYTHON PROGRAMMING LANGUAGE FOR OBJECT DETECTION
In the world of computer vision, the detection of the YOLOv8 object is really distinguished by its extreme accuracy and speed. It is the latest version of the YOLO series and is known for being able to detect objects in real time. YOLOv8 takes web applications, APIs, and image analysis to the next level with high-level object recognition. In this article, we will look at how yolov8 is used to identify an object.
YOLOv8 web applications, API, ultralytics, MixUp, Mosaic
TYPES AND TASKS OF TRANSPORT INFRASTRUCTURES
In order for an area of economy to function normally, yes, it is necessary that there are infrastructures that serve it. Based on the inter-sectoral balance model of Academician Lyontyev, areas are infrastructure for each other.
Infrastructure, transport infrastructure, types, components, tasks, importance, needs
MECHANISMS FOR IMPROVING THE COMPETITIVENESS OF SERVICE SECTOR ENTERPRISES IN THE ARAL SEA REGION
This article explores the specific features and distinctive aspects of the development of the service sector, analyzing the volume of services provided by types of economic activity in our country and the trends in their growth rates. Currently, the author highlights the unique characteristics of the service sector in our country, particularly in the Republic of Karakalpakstan, as well as the role and importance of small businesses in this area. Furthermore, proposals and recommendations have been developed to enhance the competitiveness of small enterprises specifically in the service sector.
services, services sector, services, types of services, small business, competition, competitiveness
CLOUD TECHNOLOGY IMPLEMENTATION EXPERIMENTS IN COMPUTER SCIENCE
The article will talk about the introduction, practical application and expected results of cloud technologies in Computer Science and education. In particular, the capabilities of various cloud platforms (AWS, Google Cloud, Azure, etc.), advanced experiments on their implementation in the world and Uzbekistan Osms are analyzed. The article is followed by SWOT analysis and suggestions.
cloud technologies, computer science, distance education, digital transformation, scientific computing, AWS, Google Cloud, OTM experience
BEST PRACTICES FOR PROGRAMMERS TO WRITE EFFECTIVE CODE
This article analyzes the best practices of efficient and high-quality code writing in the software development process. Coding standards, optimization methods, and group performance culture are prominent in order to improve the efficiency of programmers, ensure the stability and readability of software products. The article provides practical recommendations based on the analysis of real projects
code quality, code optimization, programming culture, coding practices, refactoring, programmer efficiency
COMPARISON OF PROGRAMMING LANGUAGES: PYTHON, JAVA AND C++ CAPABILITIES
This article analyzes the capabilities of the most widely used programming languages – Python, Java and C++. A comparative analysis is conducted on the syntax, speed of operation, platform flexibility, ease of learning, and applications in the fields of each language. Based on the analysis, the advantages and disadvantages of each programming language are highlighted and based on which directions they are used more efficiently.
Python, Java, C++, programming languages, comparative analysis, software projects, syntax, performance speed
IMPORTANCE OF AGILE METHODOLOGY IN SOFTWARE DEVELOPMENT PROCESS
This article analyzes the advantages, practical applications and effectiveness of Agile methodology in the software development process. Agile's approach has been compared to traditional models, revealing its possibilities for managing projects in a fast and flexible way. The article also provides a practical analysis based on surveys conducted between industry professionals and IT companies.
Agile methodology, software, SCRUM, flexible development, IT management, project management, technical efficiency
APPLICATION OF RESOURCE-SAVING AND INNOVATIVE TECHNOLOGIES AND RATIONAL MANAGEMENT OF THE ENVIRONMENT IN THE AGRO-INDUSTRIAL COMPLEX
This article covers the current aspects of the introduction of resource-saving and innovative technologies in the agro-industrial complex. The authors focused on the issues of efficient use of natural resources, reduction of energy and water consumption, recycling of waste and ensuring environmental safety with the help of modern technologies. Ways to achieve sustainable development are also analyzed by keeping agroecotism in balance, increasing productivity, and reducing pressure on the environment. The article also examined the advantages of resource-efficient technologies and the possibility of their application in the domestic environment on the example of advanced foreign experiments.
agro-industrial complex, resource saving, innovative technologies, environmental safety, sustainable development, environmental management, energy efficiency, waste recycling
CORRUPTION: THE DECADENT VICE OF THE FOUNDATION OF SOCIETY AND STRATEGIES TO OVERCOME IT
The article extensively covers the content and nature of the concept of corruption, its history, its impact on socio-political and economic systems, as well as effective mechanisms for combating corruption. Based on the experience of Uzbekistan and foreign countries, comprehensive approaches to the Prevention of corruption have been analyzed. Each section harmonizes theoretical and practical perspectives.
corruption, social Vice, Public Administration, justice, transparency, conflict of interest, fight against corruption
STAGES OF DIGITIZATION OF THE TAX SYSTEM. ESTONIAN EXPERIENCE AND UZBEKISTAN ROAD
In this article, the stages of the process of digitizing the tax system are analyzed in an artistic and methodological form. On the basis of the advanced experience of the state of Estonia, real stages of digital transformation will be revealed and a comparative analysis will be carried out with the reforms carried out in this regard in Uzbekistan. The article will cover the legal, technological, and institutional foundations of digitization and provide artistic and philosophical reflections on future prospects.
Tax system, digitization, e-government, Estonia, Uzbekistan, artificial intelligence, electronic invoice, financial control, digital transformation
APPROXIMATE SOLUTION OF ORDINARY DIFFERENTIAL EQUATIONS. EULER'S METHOD OF SUCCESSIVE APPROXIMATIONS
This article provides an example to explain how an approximate solution to a first-order differential equation is calculated using Euler's perfected method. The Euler method is an effective and common method of solving First-Order differential equations. In the matter given in the article, using the initial conditions and the right-hand side of the function (f(x, y)), are the first few values of the solution using the Euler method. To increase the accuracy of the solution, a sequential approximation method is used to evaluate the error of each solution value. This method shows the basic practice of supporting adadic methods and approximate solving differential equations.
Euler's method, differential equation, Cauchy question, sequential approximation, error estimation
THE ROLE OF MONETARY POLICY IN ENSURING SUSTAINABLE ECONOMIC GROWTH
This article analyzes the role of monetary policy in ensuring sustainable economic growth, its main directions and practical results. The effectiveness of monetary policy is measured through inflation rates, economic growth rates and employment indicators. Also, modern approaches to monetary policy in the Republic of Uzbekistan and recommendations based on international experience have been developed.
monetary policy, sustainable economic growth, inflation, interest rate, monetary policy, Central bank, price stability
INFLATIONARY PROCESSES IN THE ECONOMY OF THE REPUBLIC OF UZBEKISTAN AND FACTORS OF LOWERING THE RATE OF INFLATION
This article analyzes the dynamics of the development of inflationary processes in the economy of Uzbekistan, their main causes and factors. Measures to reduce inflation rates and their effectiveness have also been evaluated. The article examines the economic, financial and institutional factors of reducing inflation. Based on the results of the study, effective methods and recommendations for managing inflation are given.
economic growth, central bank, monetary policy
PROSPECTS FOR THE DEVELOPMENT OF BANKING INVESTMENT ACTIVITIES IN UZBEKISTAN
This article analyzes the factors affecting the investment activities of commercial banks and the volume of their investment credit inflows. Recommendations are developed on using the experience of foreign countries to develop the investment activities of banks.
MACROECONOMIC IMPACT OF INSURANCE ON INVESTMENT ACTIVITIES
This article comprehensively examines the macroeconomic impact of the insurance sector on investment activities. The study was conducted on the example of Uzbekistan and analyzed the functions of insurance companies in capital saving, financing and investment direction. The article covers on the basis of Statistics the role of insurance in gross domestic product (GDP), its impact on the investment environment, its contribution to the movement of capital between the population and business entities on a scientific basis. Recommendations for further development of the field have also been developed based on analytical results. The results of the study are of practical importance in the formation of public policy in the field of insurance and in the direction of economic reforms.
Insurance, investment, macroeconomic impact, economic stability, capital accumulation, financial market, Uzbekistan
investment environment, insurance premium, economic growth
IMPROVING THE ACTIVITIES OF FREE ECONOMIC ZONES IN UZBEKISTAN
This article describes the types of Free Economic Zones, the regulation of Labor Relations in free economic zones, the budget of the Free Economic Zone, the powers of the Administrative Council of the Free Economic Zone, etc.
EDUCATIONAL PROCESS IN THE FAMILY IN INCREASING YOUTH CULTURE
This article explores the conditions and current issues of educating modern youth by further perfecting the educational process in the family and educational institutions in increasing their culture
behavior, Modern, Family, discipline, state, society, education, upbringing, independence